If you're planning your next trip abroad or simply pondering which destination to visit over the next holiday season, you'll want to maximize the points earned on your spending. After all, who doesn't love taking a trip and returning with bonus points that can be spent on meals, shopping, or simply at the gas pump.
But which credit card should you choose? These days you're spoiled for choice. From luxury travel cards to flat-rate rewards, the options are seemingly endless. Should you choose Chase or American Express, Capital One or Wells Fargo? It's hard to know where to begin amid the numerous options so think about what matters most to you.
If you're good at paying off your credit card bills monthly then interest rates and penalties will be less a factor than rewards. Of course, if you tend to be tardy about keeping on top of monthly bills then it's best to focus less on rewards and more on the cost of a balance that you carry over from one month to the next.
You'll also want to pay attention to which credit cards charge fees annually versus which ones are completely free. There is no hard and fast rule but the general rule of thumb is that cards with fees will offer more rewards while cards without annual fees offer fewer rewards. But that's not a golden rule, and you'll find exceptions.
The question is how to pick among the various choices. How do you decide which card will pay you most rewards at the grocery store and gas pump if that's what you care about most? Or how do you pick the credit card that gives you most points for dining out? When it comes time to travel, where do you earn most points for flying, Uber-ing, and eating out when abroad.
If you're not sure where to begin, consider the best travel cards from Finder. It's a one-stop shop comparison site for picking the best credit cards for your specific needs. You can quickly scan the key benefits of travel credit cards from Marriott, Uber, Penfed, American Express, IHG, and a host of others.
Plus, if you want to read full reviews that's easy too, simply select the “Read Review” buttons and you'll be off to a great start, selecting the card that matches your needs best.
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