Consumers are looking for greater protections for their personal and financial information in the wake of the Equifax data breach. Many have decided to take precautions and put their credit on ice: a credit freeze.
A credit freeze aims to block anyone from opening new accounts in your name. The catch is that the block applies to legit inquires, too. So it’s not a great idea if you’re shopping for a home or an auto loan. But when you’re not looking to take out any loans or open any lines of credit, it can be a financial lifesaver.
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